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来源:河北新闻网 小编:朱岳 发布时间:2013/03/01
内容导读: 记者从河北银行获悉,该行自今日起,将率先全面推出信用卡“容时容差”服务,容时服务提供最长3天的还款宽限期,持卡人仅需致电该行客服电话96368申请即可办理;容差服务提高为账户未清偿部分小于或等于100元视同持卡人全额还款。在规定的期限及金额范围内不会产生罚息及不良信用记录。
Credit card of bank of hebei province pioneered "capacitance tolerance" service
The reporter learns from hebei bank, the bank since today, will take the lead in full launch a service credit card "capacitance tolerance", let the services provide longest 3 days grace period, the cardholder can contact the bank customer service telephone 96368 - can deal with; Tolerance service increase as the accounts outstanding part is equal to or less than 100 yuan shall be regarded as the cardholder in full. Within the scope of the prescribed time limit and the amount won't produce default interest and bad credit records.
At present, the bank is carrying out "capacitance tolerance" service of preferential activities, in July 1, 2013, cardholders don't need to call the bank customer service telephone application, can enjoy 3 days grace period automatically preferential services; Tolerance service implementation and amount to 100 yuan at the same time.
In addition, to better serve the cardholders, avoid cardholders forget to credit card payment, the bank also points prior to the due payment twice in the form of text messages to remind on time payments, such as reimbursement for credit card customers remind further service work. Card service "capacity", it is service for cardholders to provide a certain period of grace period, grace period since reimbursement expires, the cardholder payment within the grace period, shall be regarded as the cardholder payment on time.
According to reporter understanding, hebei into the provincial management after last year, the bank still adhere to the scientific outlook on development as guidance, to service the hebei province economy development strategic focus for the purpose, based on the existing organization system, to "service for small and medium-sized enterprises, service the local economy, service city residents" as market positioning, through increase endowment spread, transform and upgrade, further straighten out the management system, perfect the corporate governance structure, perfect the internal control mechanism, improve the capital adequacy ratio, improve the ability to resist risks.
News extension
Credit card "tolerance" services "refers to the cardholders current does not full specified amount payment, and in the outstanding part of the due payment account in the future is less than or equal to a certain amount of (at least for the equivalent of RMB 10), Banks will be regarded as the cardholder full reimbursement, outstanding parts automatically into the next bill.
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