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来源:中国经济网 小编:朱岳 发布时间:2013/02/14
内容导读: 今年春节期间,预计将有10万中国游客赴泰国旅游。中国游客在泰国如何刷卡、换钱或提款消费最划算?记者就此采访了泰国当地银行和有关专家。
Swim Thailand brush calorie of consumption is very convenient
During the Spring Festival this year, is expected to have 100000 Chinese visitors to Thailand tourism. Chinese tourists in Thailand, how to charge money or withdrawal consumption the most bang for the buck? The reporter interviewed Thailand local Banks and experts.
Thailand kaitai bank research center HuangBin experts told reporters, to Thailand to travel, carry bank CARDS and a small amount of cash is the most convenient. Thailand provisions of customs entry and exit tourists of foreign currency taken more than $20000 (or equivalent foreign currency), must be declared to the customs accurately, otherwise you will be criminal penalty.
Since 2005, unionpay card service development in Thailand for Chinese tourists in Thailand domestic credit card spending and ATM withdrawal convenience. Recently, China unionpay and Thailand kaitai bank officially announced the opening of the first zhongtai cross-border online payment system, Chinese citizens can use unionpay card online payment buy Thai products, support online payment Thai merchant mainly includes hotel and airline.
At present, the Thai union pay special merchant has reached 50000, large department stores, airports and tourism group purchase shop and so on Chinese tourists often go to place, can use unionpay card consumption. Unionpay Thailand office director ZhengPingFu said, unionpay card includes all of the logo with unionpay debit card, credit card and bank CARDS. In addition to Bangkok, Chinese tourists often go to phuket, the Chiang mai, etc, have a union pay special merchants.
It is understood that the Bangkok large shopping plaza all can use a credit card or debit card consumption, also is accepting with Visa or Master mark international credit card. Unionpay card in some Chinese tourists often visit stores can also use, but there are also some merchants do not accept unionpay card, such as by Chinese tourists favor "Bangkok package" shop will not accept the unionpay card.
ZhengPingFu said, unionpay card card overseas pay no fee, and choose unionpay network consumption, can from 1% - 2% of the currency exchange fee that will consumption of the local currency conversion into RMB amount, the bank on the deduction the cardholder's RMB account amount, involves only a swap.
In the Thai ATM machine take baht is also very convenient. Thai territory of about 97% of the ATM machine support unionpay card extraction baht, the main airport, railway stations, tourist attractions have the local bank's ATM machine. ZhengPingFu remind said, it is not recommended to use unionpay card to withdraw, because the day began to withdraw from the calculation of interest. Use unionpay debit card to avoid payment of interest. Relevant currency exchange and brush calorie of consumption, is also a swap.
However, Thailand ATM machine to withdraw need to pay a fee. China unionpay card issuing bank will charge accounts for about 1% of the amount of withdrawal fee. Thailand local Banks outside of Thailand issue of unionpay card collection now transaction fees, fees for each transaction fifty baht (about RMB 10 yuan). In addition, in the Thai ATM machine have limitation, each no more than 20000 baht, one day does not more than 100000 baht. If Chinese tourists before going abroad in a bank to deal with the limitation of withdrawal, will be double limit. In view of the bank of Thailand by frequency collection poundage, each drawing use maximum limit is more appropriate.
If you want to will carry RMB or us dollars into Thai baht cash, Chinese visitors should try to avoid airport, hotel swap, where the exchange rate not worthwhile, can choose the local Banks in Bangkok in currency exchange the swap. HuangBin said, the most affordable should be in the ATM machine with unionpay debit card withdrawal, the exchange rate is also good.
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